美国的养老体系在西方国家不是最好的,却是最综合的社会福利安全网。美国人的养老金体系简单地可以归结为三个依靠:一靠国家,二靠单位,三靠自己。一靠国家。1936年,美国总统罗斯福签署了社会安全法案,如今几乎覆盖全民的社会安全金体系依然是美国最大的社会福利保障项目之一。美国社安金基金的来源是来自于工薪族在工作期间缴纳的薪资税,政府征收的薪资税是个人收入的 The U.S. pension system is not the best in western countries, but it is the most comprehensive social welfare safety net. The American pension system can simply be attributed to three relies: one by country, two by unit, three by yourself. One by country. In 1936, U.S. President Roosevelt signed the Social Security Act, and today the social security system, which covers almost all of the people, remains one of the largest social welfare programs in the United States. The source of the U.S. Social Security Fund comes from the payroll tax paid by wage earners during work, and the government payroll tax is personal income