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2015年3月11日大公国际将平安集团旗下系国内最大的P2P平台——陆金所列入了信息披露的黑名单,一时坊间谣言四起,投资者情绪生变。引发这场P2P行业地震的原因是陆金所旗下的平安国际商业保理贷与陕西金紫阳集团的2.5亿借款到期未偿,平安保理方面为付投资者本息不得不启动了资产池。大公国际此举还披露了陆金所P2P平台的实收资本恐已发生重大变更,借贷信息严重不对称和关联方提供违规担保等系列问题,引起了业界和民间对P2P业务流动性和安全性的
March 11, 2015 Dagong International listed Ping An Group’s largest P2P platform, Lu Jin, in the blacklist of information disclosure. As soon as rumors circulated, investor sentiment changed. The reason for the P2P industry earthquake is that Ping An International Commercial Factoring Loan, which is owned by Lujin and due from the RMB250 million loan of Shaanxi Jin Ziyang Group, is not due for maturity. For Ping An Insurance, the asset pool has to be started in order to pay the principal and interest of investors. Dagong International also disclosed that the paid-in capital of Lujiazui P2P platform has been drastically changed, the serious asymmetry of lending information and the provision of non-compliance guarantees by related parties have caused the industry and non-governmental liquidity and security of P2P business of