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寿险核保工作关系到保险公司能否取得稳定的死差益,能否实现稳健安全经营,也关系到能否对客户实现公平合理。本文通过对高额件的核保审核要点进行论述,希望能与中国寿险界的核保同事共享,共同提高防范逆选择的能力,做好中国寿险的核保服务。
Whether the insurance company can obtain a stable death benefit or not and whether it can achieve sound and safe operation depends on whether the insurance company can achieve fairness and reasonableness to its clients. This article discusses the key points of nuclear security audit in high-value parts and hopes to share with the nuclear insurance colleagues in China’s life insurance sector to jointly enhance the ability to guard against adverse selection and do a good job in the nuclear insurance service of China’s life insurance.