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中国人民银行、中国银行业监督管理委员会2日发布通知称,为进一步支持合理住房消费,促进房地产市场平稳健康发展,在不实施“限购”措施的城市,居民家庭首次购买普通住房的商业性个人住房贷款,原则上最低首付款比例为25%,各地可向下浮动5个百分点;对拥有1套住房且相应购房贷款未结清的居民家庭,为改善居住条件再次申请商业性个人住房贷款购买普通住房,最低首付款比例调整为不低于30%。对于实施“限购”措施的城市,个
The People’s Bank of China and the China Banking Regulatory Commission released a circular on the 2nd that in order to further support the rational housing consumption and promote the steady and healthy development of the real estate market, in the cities that do not implement the “purchase ” measures, the first purchase of ordinary residential commercial households Sex personal housing loans, in principle, the minimum down payment ratio of 25%, around the floating 5 percentage points can be; have a set of housing and the corresponding purchase loans outstanding households, to improve living conditions to re-apply for commercial housing Loans to buy ordinary housing, the minimum down payment adjusted to not less than 30%. For the implementation of “purchase ” measures city, a