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近日,中国人民银行依据《中华人民共和国票据法》和《票据管理实施办法》等有关法律、法规,制订颁布了《支付结算办法》(以下简称《办法》,并于1997年12月1日实施,同时废止1988年12月19日颁发的《银行结算办法》。这是中国人民银行完善结算制度,规范支付行为、保障支付活动中当事人的合法权益,维护支付结算秩序的又一举措。《办法》的颁布和实施,标志着我国结算制度逐步走向完善,也标志着我国的结算支付管理迈上了法制化、规范化之路。支付结算立法、风霜雪雨数十年新中国的票据立法经过了一个漫长时期,十一届三中全会以前的长达三十余年的时间里,我国有关票据立法和规定发展基本上处于停滞状态。期间,为了畅通汇兑,管理货币,先后颁布了四个银行结算办法,对票据的使用和流通作了一些零星规定。改革开放以来,我国商品经济迅速发展,信用形式多样化的格局逐步形成。为了适应新形势的需要,国内开始出现了有关
Recently, the People’s Bank of China formulated and promulgated the “Measures for Payment and Settlement” (hereinafter referred to as the “Measures”) in accordance with the relevant laws and regulations such as the “Notes Law of the People’s Republic of China” and the “Measures for the Administration of Notes”, and implemented them on December 1, 1997 And abolish the “Bank Settlement Measures” promulgated on December 19, 1988. This is yet another measure of the People’s Bank of China to improve the settlement system, standardize the payment behavior, protect the lawful rights and interests of parties involved in the payment activities and maintain the order of payment and settlement. "The promulgation and implementation of China’s settlement system marked the gradual improvement of our country’s settlement system and marked the legalization and standardization of China’s settlement payment management.Payment and Settlement Legislation, During a long period of time, up to thirty years before the Third Plenary Session of the Eleventh Central Committee, the development of China’s relevant bills legislation and regulations was basically at a standstill. During the period, in order to unblock the currency exchange and manage currencies, four banks Settlement method, the notes on the use and circulation made some sporadic provisions since the reform and opening up, the rapid development of China’s commodity economy, And gradually form a pattern in the form of diversification. In order to adapt to the new situation, China began to appear about