银行应成为长期信贷资产证券化的提供商,将扭曲的长期资金配置回归资本市场作为在中国金融市场上发挥主导作用的参与方,中国银行业必须改变其发展的模式,从“重资产、重资本”向“轻资产、轻资本”方向转型。这一过程中,资产证券化会发挥重要的作用。去杠杆《上海国资》:今年政府工作报告明确指出,金融改革要继续推动银行去杠杆。您怎么看中国金融业的现状?怎么 Banks should become providers of long-term credit assets securitization. As distorting long-term capital allocation returns to the capital market, as a participant who plays a leading role in China’s financial markets, the Chinese banking industry must change its mode of development from “focusing on assets, Heavy capital ”to“ light asset, light capital ”direction of transformation. In this process, asset securitization will play an important role. De-Leveraging “Shanghai State-owned Assets”: This year’s government work report clearly pointed out that financial reform should continue to push banks to deleverage. How do you see the status quo in China’s financial industry?