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一、国外学者的理论和实证研究关于金融发展和经济增长关系的理论文献较早可追溯至上世纪初,Schumpeter(1912)在《经济发展理论》一书中探讨了一个国家金融业的发展与人均收入增长率的关系,Schumpeter认为:良好的银行体系通过甄别和投资那些具有创新产品和创新工艺的项目中,从而促进了科技创新。Gurley & Shaw(1955)在《金融中介体和储蓄-投资过程》一文中阐述了金融和经济的关系,认为各种金融中介体在储蓄一投资过程中的重要作用。Gerschenkon(1962)提出如下观点:发展中国家在工业化进程中,企业通过银行融资比
I. Theoretical and Empirical Studies of Foreign Scholars The theoretical literature on the relationship between financial development and economic growth can be traced back to the beginning of the last century. Schumpeter (1912) explored the development and per capita growth of a country's financial industry in Economic Development Theories According to Schumpeter, a good banking system fosters technological innovation by identifying and investing in projects that have innovative products and innovative processes. Gurley & Shaw (1955) describes the financial and economic relations in the article “The Process of Financial Intermediaries and Savings - Investing” and argues for the important role of various financial intermediaries in saving-investment. Gerschenkon (1962) put forward the following view: Developing countries in the process of industrialization, enterprises through bank financing ratio