今年7月份,笔者所在地区遭遇了严重的“内涝外洪”的袭击,大片农田受渍,部分民垸溃口,农民损失惨重。但由于没有参加农业保险,农民们没有得到相应的补偿,灾后遇到了资金匮乏、无法购种购肥等困难,只有坐失生产自救的良机。 农民们没有参加农业保险的主要原因,一是农民的 In July of this year, the author was hit by a serious “flood and flood” attack in the area where he lives. Large areas of farmland were endangered by stains and some residents embezzled and peasants suffered heavy losses. However, because they did not participate in agricultural insurance, the peasants did not receive corresponding compensation. After the disaster, they encountered such problems as lack of funds and difficulties in purchasing and purchasing fertilizer, and they only took the opportunity to save themselves and help themselves. The main reason why peasants did not participate in agricultural insurance was peasants