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在我国的互联网经济发展过程中,网上支付曾由于多种因素的制约难以完成,但第三方支付平台的出现,却使整个支付手段大为改观。现阶段,网上电子支付平台竞争激烈,形式多样,不仅有独立的第三方支付平台,包括中国银联电子支付,快钱等,以及非独立的第三方支付平台,以支付宝和财付通为代表;而且在各大银行的努力之下,网上银行支付平台也逐渐呈现出兴起之势,与此同时,各大企业也顺应时代的发展,在企业内部逐步建立起电子支付平台。在信息化的今天,第三方支付平台发展速度迅猛,其自身的优势越来越明显,人们也分外关注第三方支付平台的发展。
In the process of Internet economic development in our country, online payment was difficult to be completed due to various constraints. However, the emergence of a third-party payment platform greatly changed the whole payment method. At this stage, the online electronic payment platform is highly competitive and diversified in form. It not only has independent third-party payment platforms, including China Union Pay Electronic Payment and Quick Money, as well as non-independent third-party payment platforms represented by Alipay and Tenpay. Moreover, with the efforts of major banks, online payment platforms have also gradually emerged. At the same time, major enterprises are also adapting to the development of the times and gradually establishing an electronic payment platform within the enterprise. In information technology today, the rapid development of third-party payment platform, its own advantages are more and more obvious, people pay special attention to the development of third-party payment platform.