改革开放以来,我国中小企业在国民经济中的地位日趋重要,中小企业逐步承担起缓解就业压力,推动经济发展的重任。但融资渠道单一却严重制约中小企业的持续发展和壮大。文章通过对融资问题的分析,提出应对中小企业融资困难问题的几点建议。 Since the reform and opening up, the status of China’s SMEs in the national economy has become increasingly important. SMEs are gradually assuming the task of alleviating employment pressure and promoting economic development. However, the single financing channel has severely restricted the sustainable development and expansion of SMEs. Through the analysis of financing issues, the article puts forward some suggestions on how to deal with the financing difficulties of small and medium-sized enterprises.