被保险人陈某于1998年9月投保了中国人寿的幸福安康(A)保险,保险金额30 000 00元,被保险人投保时,身体健康无病史,中国人寿以标准体承保。 2001年12月,被保险人因家庭问题在家将其妻子杀死。其妻死后第二天,被保险人陈某畏罪从家对面施工工地楼上跳下自杀死亡。 2002年1月由其受益人提出被保险人的死亡保险金的理赔申请,但没有得到赔付。被保险人吴某于1998年投保 Insured Chen in September 1998 to insure China Life’s well-being of health (A) insurance, insurance amount 30 000 00 yuan, the insured insured, no medical history, China Life insurance standard body. In December 2001, the insured killed his wife at home because of family problems. The day after his wife died, the insured, Chen, feared suicide from jumping upstairs across the construction site. In January 2002, an application for a claim for the insured’s death benefit was made by its beneficiary but was not paid. Insured Wu insured in 1998