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本文认为,在现实的经济社会中,普遍存在着以家庭为组织形式的微观保障体系。这种微观保障体系通过家庭内部的收入分配和风险共担以及家庭收入在时间上的重新分配和风险共担达到对每个成员进行经济保障的目的。我国的微观保障体系有很强的保障功能,在社会保障制度尚未建立健全、现代企业制度改革业已开始的经济体制改革时期将发挥重要的保障作用。
This article argues that in the real economy and society, there is a universal micro-guarantee system in the form of family. This micro-guarantee system achieves the goal of ensuring the economic security of each member through the distribution of income and risk in the family as well as the redistribution and risk sharing of family income over time. China’s micro-security system has a strong safeguard function. It will play an important safeguarding role in the reform of the economic system that the reform of the modern enterprise system has already started in the period when the social security system has not yet been established and perfected.