当前,手机银行的不断普及,在给用户带来便利的同时,暴露出来的安全问题也引起了公众的广泛关注。从以往的案例来看,用户资金在被盗取后,会被立即转移,追回的可能性较小。即使通过司法程序,法院也会认定用户作为完全民事行为能力人,未能对本人的重要信息尽到妥善保管义务,银行方面普遍被认定为无责或仅仅是没有尽到提醒义务。此类案件中有相当一部 At present, the continuous popularization of mobile banking, while bringing convenience to users, has exposed the public’s widespread concern. Judging from the past cases, the user funds are stolen, they will be immediately transferred, the possibility of recovery is small. Even through the judicial process, the court also finds that the user, as a person with complete civil capacity, fails to take proper care of his or her important information and the bank is generally deemed to be blameless or simply not given any reminder obligation. There are quite a few such cases