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随着粮棉流通体制市场化改革的深入推进和国有粮棉企业改革改制工作的逐步到位,经济发达地区同时也是粮食主销区的农发行,其信贷工作的外部环境发生了重大变化。我们必须适应形势的要求,立足现有职能。从实际出发,在信贷管理理念、管理方式等方面及时作出适应性调整,建立起与国家购销政策、农发行管理要求和购销企业需求相匹配的信贷管理机制,创新信贷服
With the deepening of marketization reform of the grain and cotton circulation system and the reform and restructuring of state-owned grain and cotton enterprises, the external environment for credit work has undergone major changes in the economically developed areas and the agricultural development banks that are also the main selling areas of grain. We must adapt to the requirements of the situation and base ourselves on existing functions. From a practical point of view, we should make timely adjustments in the aspects of credit management philosophy and management methods and establish a credit management mechanism that matches the requirements of the State’s purchasing and marketing policies, the management of agricultural development banks and the demand of purchasing and selling businesses.