随着人民银行职能的调整和银监会的成立,我国对金融业的监管形成了“一行三会”的局面,金融监管更具专业化,但这种监管体制也存在需要我们引起注意的问题,同时,在各自的领域内,金融法律上的空白或者缺陷还需进一步弥补和改进。 With the adjustment of the functions of the People’s Bank of China and the establishment of the CBRC, the regulation of the financial industry in our country has formed a situation of “one or three trades” and the financial regulation has become more specialized. However, this regulatory system also has problems that require our attention. In their respective fields, the legal gaps or shortcomings in financial law need to be further remedied and improved.