The Ultra-WideBand Orthogonal Frequency Division Multiplexing (UWB-OFDM) approach is a promising physical-layer technique for short-range, high data-rate wireless networks. As the occupied bandwidth increases, however, its implementation becomes more and more difficult. In order to make it easier to achieve a UWB-OFDM system, a complexity-reduced Frequency diversity (F-diversity) scheme, Frequency-Time Block Code (FTBC), is presented in this paper. The FTBC halves the sampling rate required by other F-diversity techniques so as to cut down the cost of UWB-OFDM systems with F-diversity to a certain extent.