小李开车在二环和其他车辆发生剐蹭,交警判定小李全责。接下来,交警开具事故责任认定单,双方各自修车,小李申请保险公司赔付,这是类似事故的普遍处理流程。但小李却被保险公司拒绝赔付。原因是他的车辆在规定的年检时间并未完成年检,按照保险公司合同中的免责条款不能进行赔付。这让小李大为恼火。其实类似的问题在我们的用车生活中十分常见,汽车保险中的免责条款是很多人头疼的问题,原因在于买保险时保险人员并没有逐条详细地跟你讲解免责条款中的内容,而作为鞋看着免责条 Car driving in the second ring and other vehicles 剐 rub, the traffic police decided to take full responsibility for Lee. Next, the traffic police issued a single responsibility for the accident liability, the two sides each car, Xiao Li apply for insurance companies to pay, which is similar to the general handling of accidents. However, Li was insured by the insurance company refused to pay. The reason is that his vehicle does not complete the annual inspection at the prescribed annual inspection time and can not make any payments in accordance with the exemption clause in the insurance company contract. This makes Xiao Li angry. In fact, a similar problem is very common in our car life, the exemption clause in auto insurance is a headache for many people, because when buying insurance, insurance officers did not go through the details of the disclaimer clause with you one by one, Shoes look exemption