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实行养老保险统筹对于支持企业改革、保障职工生活、维护社会稳定发挥了重要作用。但是,养老保险金在征缴、使用、管理过程中也存在着征缴率低、支出压力过大、管理体制不理顺、各种违纪违规现象时有发生等问题。进一步深化养老保险基金制度改革,对于建立较为完善的社会保障体系已显得日益紧迫和必要。
The implementation of pension insurance co-ordination has played an important role in supporting enterprise reform, safeguarding the life of workers and maintaining social stability. However, in the process of collection, use and management of pension insurance, there are also problems such as low collection rate, excessive expenditure pressure, unreasonable management system and various violations of laws and regulations. Further deepening the reform of the pension fund system has become increasingly urgent and necessary for the establishment of a relatively complete social security system.