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农村民间金融的发展对解决三农问题,支持农村产业化经营、农村中小企业的发展十分具有重要的意义。在这样的困境下,农村民间金融这种由劳动人民自发进行的金融活动迫切需要现代金融法律的加以规范,本文作者主张通过健全我国农村金融法律制度,确立民间金融主体的合法地位,引导民间金融进入正规的金融体系,建立民间融资的保护性法律制度,规范和引导民间金融市场借贷活动。
The development of rural non-governmental finance is of great significance to solving the problems concerning agriculture, countryside and farmers, supporting the industrialization of rural areas and the development of rural small and medium-sized enterprises. Under such a predicament, the financial activities of rural folk finance, spontaneously carried out by the working people, urgently need to be regulated by the modern financial laws. The author of this article holds that by establishing the legal system of rural finance in our country, establishing the legal status of the private financial entities and guiding the private finance Enter the formal financial system, establish a protective legal system for private financing, and regulate and guide the lending activities in private financial markets.