随着经济、金融体制改革的不断深入和发展,金融在国民经济中的作用越来越明显,中央银行宏观调控经济的作用也突出起来,各级人民银行的地位也得到了提高,地方经济的发展要求人民银行给予支持或者要求人民银行给予协调、平衡。可以这样说,在人们的经济生活中已经离不开银行,离不开人民银行。当前,在理论界出现了一些这样的说法:国外的中央银行没有那么多的机构,我国的金融要改革,要成立区域性的中央银行,省以下的中央银行可有可无,特别是落后地区的人民银行要撤销,是否有存在的必要?对此,我谈谈经济不发达地区应保留中央银行分支机构的看法:一、中央银行的作用 With the continuous deepening and development of economy and financial system reform, the role of finance in the national economy has become more and more obvious. The role of the central bank in macro-economic control has also been prominent. The status of the PBC at all levels has also been raised. Development requires the People’s Bank to give support or require the People’s Bank of China to provide coordination and balance. It can be said that in people’s economic life can not be separated from the bank, inseparable from the People’s Bank. At present, there are some theories in the theory that there are not so many foreign central banks in China. To reform our finance in our country, we must set up a regional central bank, and the central banks below the province are dispensable, especially in the backward areas Of the People’s Bank to be revoked, is there any need to exist? In this regard, I talk about the economically underdeveloped areas should retain the views of the central bank branches: First, the role of the central bank