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“国内C保理”是指卖方将其以往的基于其与买方(债务人)订立的货物销售或服务合同项下产生的逾期应收账款转让给银行,由银行为卖方提供销售分户账户管理、逾期应收账款的催收与清收服务。“国内C保理”是由中国银行股份有限公司河南省分行开发并命名,由中国银行总行国际结算部审批推广使用的新产品。河南省分行在总结多年实践经验,并结合传统保理业务特点的基础上,提出专门为企业管理和清收逾期应收账款的保理产品,并将其命名为“国内C保理”。“C”是英语单词“CLAIM”缩写,意思是指银行根据客户委托,为国内客户提供逾期应收账款的管理与催收服务。
“Domestic C Factoring ” means the seller transfers to the bank the past due receivables arising under its contract of sale or service of goods with the buyer (debtor), and the bank provides the selling households with sellers Account management, collection and collection of overdue receivables. “Domestic C Factoring ” is a new product developed and named by Bank of China Co., Ltd. Henan Branch and approved by Bank of China International Settlements Department. On the basis of summing up many years of practical experience and combining with the characteristics of traditional factoring business, Henan Branch proposed a factoring product specifically designed for corporate management and collection of overdue receivables and named it as “C-factoring ”. “C ” is an English word “CLAIM ” abbreviation, which means that banks provide domestic customers with management and collection service of overdue receivables according to customer’s entrustment.