所谓信贷消费 ,即用银行贷款进行消费。尽管信贷消费这个词对许多人来说已不太陌生 ,但是却难以被众多百姓所接受。信贷消费之所以不被广大国人所接受 ,说到底是一个观念问题。从银行借债进行消费 ,表面上看似乎有悖于勤俭节约的传统美德 ,但就目前形势来说信贷消费正当其时。 The so-called credit consumption, that is to use bank loans for consumption. Although the term credit is not new to many people, it is hard to be accepted by many people. The reason why credit consumption is not accepted by the broad masses of people, after all, is a concept issue. Consumer borrowing from banks appears to run counter to the traditional virtues of thrift and thrift, but credit consumption is right for the time being.