论文部分内容阅读
随着加入世贸组织进程的加快,全面开放我国保险市场指日可待。外国保险企业进入中国保险市场,将使刚刚起步的中国保险业面临巨大的挑战。本文拟对加入WTO将对中国的民族保险业产生的影响以及民族保险业如何面对加入世贸后的新形势作一些粗浅的探讨。 一、改革开放以来中国保险业的发展及现状。 1979年11月,中国人民保险公司恢复办理国内业务,中断了近30年的中国保险业重新起步,并于1981年将中国人民保险公司行政建制改为实行独立核算的专业公司。1991年4月,交通银行在其保险业务部的基础上组建中国太平洋保险公司,至此结束了由中国人民保险公司“一统天下”的局面。1992年6月,经国务院批准,深圳平安保险公司更名为中国平安保险公司,获准在全国范围内开展业务。中国保险业开始出现竞争局面。
With the acceleration of the accession to the WTO, it is just around the corner to fully open up the insurance market in our country. The entry of foreign insurance companies into China’s insurance market will make the just-started Chinese insurance industry face a huge challenge. This article intends to discuss briefly the impact that WTO accession will have on China’s national insurance industry and how the national insurance industry will face the new situation after its accession to the WTO. First, the reform and opening up China’s insurance industry’s development and status quo. In November 1979, PICC resumed its domestic operations and suspended its insurance industry in China for nearly 30 years. In 1981, PICC changed the administrative system of PICC to a specialized company with independent accounting. In April 1991, Bank of Communications established China Pacific Insurance Company on the basis of its insurance business unit, thus ending the situation of “unifying the world” by the People’s Insurance Company of China. In June 1992, approved by the State Council, Shenzhen Ping An Insurance Company was renamed Ping An Insurance Company of China and was allowed to conduct business nationwide. China’s insurance industry began to show a competitive situation.