中小企业与农户贷款难问题,是制约社会主义新农村建设与社会和谐发展的一个瓶颈。如何打破这一瓶颈,建设富有活力的农村金融体系?围绕这一主题,本期地方论坛选取两家农村金融机构破解农户和小企业贷款难的经验,同时约请财政金融的研究人士发表观点,希望能给读者带来一些启示。 Small and medium-sized enterprises and farmers difficult to loan problems, is restricting the building of a new socialist countryside and social development of a bottleneck. How to break this bottleneck and build a dynamic rural financial system? Around this theme, this issue of local forums selected two rural financial institutions to crack down on the difficulties of farmers and small business loans, while inviting researchers in finance and economics expressed their views and hopes Can give readers some inspiration.