银监会主席助理阎庆民表示,当前小微企业面临的情况更加复杂,各种困难因素相互交替、重复叠加,内生性困难不断增多,可以理解为一种“温水煮蛙”的困境,其中最主要的困难是:用工成本大幅上升、原材料成本明显上涨、订单量减少以及资金链紧张。他说,面临融资难的小微企业主要是三类企业:产业结构调整中被限 Yan Qingmin, assistant to the chairman of the China Banking Regulatory Commission, said that the current situation of small and micro enterprises is more complicated, with various difficulties alternating with each other, superimposed repeatedly and endangering difficulties continuously increasing, which can be interpreted as a predicament of “warm boiled frogs”, of which the most important The difficulty is: a substantial increase in labor costs, raw material costs rose significantly, reduced orders and capital chain tension. He said that the small and micro enterprises facing financing difficulties are mainly three types of enterprises: the adjustment in the industrial structure is limited