随着中小企业在国民经济中的作用越来越得到社会各界的普遍认可,其发展问题也得到了前所未有的重视。但融资难问题严重制约了中小企业的发展。本文在调查与分析的基础上,对中小企业融资难的现状和成因进行了客观分析,并提出了解决我国中小企业融资难的路径选择。 As the role of SMEs in the national economy has been increasingly recognized by all sectors of society, their development issues have also received unprecedented attention. However, financing difficulties have severely restricted the development of SMEs. On the basis of investigation and analysis, this paper makes an objective analysis of the status quo and causes of financing difficulties for SMEs, and proposes a solution to the financing difficulties of SMEs in China.