目前 ,中资保险公司 ,尤其是国有独资保险公司的股份改革问题 ,已经提到议事日程。股份制改革的目的是实现保险公司股权的多元化 ,完善法人治理结构和组织架构 ,提高公司效率 ,改革体制、转变机制 ,建立现代保险企业制度。中资保险公司股份制改革的价值取向是 :全面实现多元化改革 ,逐步向保险集团控股或专业控股条件下发展 ,走控股公司的发展模式 ;积极整体推进保险公司股份制改革 ,解决保险公司股权多元化 ,完善保险公司法人治理结构 ;全面整合和改革保险公司组织和人员结构 ,明确保险公司职业经营管理人和职工的责权利 ,解决代理人和职工的缺位问题 At present, the issue of shares reform by Chinese-funded insurance companies, especially state-owned insurance companies, has already been mentioned on the agenda. The purpose of joint-stock reform is to diversify equity ownership of insurance companies, improve corporate governance structure and organizational structure, improve corporate efficiency, reform the system, change the mechanism and establish a modern insurance enterprise system. The value orientation of the joint-stock reform of Chinese-funded insurance companies is to realize diversified reform in an all-round way, gradually develop under the controlling or professional holding of the insurance group and take the development model of the holding company; actively and overall promote the shareholding reform of insurance companies and solve the diversification of shareholding of insurance companies , Perfect the corporate governance structure of insurance companies; comprehensively integrate and reform the insurance company structure and personnel structure, clarify the rights and obligations of professional managers and employees of insurance companies, and solve the vacancy problem of agents and workers