保险公司的运作过程,主要是以承保和理赔为主线,加之以其他如防灾检查、资金运用等手段来达到自身效益和社会效益的同步提高。 核保,实际上是对承保标的风险认识、管理的过程。 理赔是保险公司业务支出的重要方面,是体现保险公司组织经济补偿职能的重要内容,很大程度 The operation process of insurance companies is mainly based on underwriting and claims settlement, together with other measures such as disaster prevention inspection and capital utilization to achieve the simultaneous improvement of their own benefits and social benefits. Underwriting is actually a process of understanding and managing the risks of underwriting. Claims is an important aspect of the insurance company’s business expenses and is an important part of the insurance company’s economic compensation functions. To a large extent