国际化是商业银行未来的发展趋势。随着中国商业银行总体实力的不断增强,国际化策略实施加快,这就使得银行国际化研究具有更加重要的理论与实践意义。本文主要运用合约理论分析银行国际化进程中的服务出口策略的相关问题。结合我国目前商业银行国际化进程中服务出口策略的实施现状,将商业银行服务出口策略引入代理模型进行分析,并对我国商业银行未来的国际化策略提出建议。 Internationalization is the future development trend of commercial banks. With the continuous enhancement of the overall strength of China's commercial banks and the acceleration of the implementation of internationalization strategies, the internationalization of banks has made more important theoretical and practical significance. This paper mainly uses contract theory to analyze the related issues of service export strategy in the process of bank internationalization. Combining with the status quo of service export strategy in the process of internationalization of commercial banks in our country, this paper introduces the service export strategy of commercial banks into the agency model and gives some advice on the future internationalization strategy of commercial banks in our country.