由美国“华尔街”引发的次贷危机将全球突然拖入金融危机。世界各国、各组织机构虽然纷纷出招应对,但由于惯性作用和一些人为不可控的因素,我们的企业,特别是以出口业务为主的中小型企业一下掉入了“冰窟”:工厂倒闭,订单锐减,员工被裁……媒体上处处可见相关的报道, The subprime crisis triggered by the United States “Wall Street ” suddenly dragged the world into a financial crisis. Although all countries and organizations in the world have responded in batches, due to inertia and some uncontrollable factors, our enterprises, especially small and medium-sized enterprises that mainly export their products, have fallen into the ice cave. Factories closed down, orders dropped sharply, staff was cut off ... ... Media can be seen everywhere related reports,