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2013年以来,互联网金融行业火爆增长,但由于监管缺失,行业中也出现了诈骗、跑路、自融、资金池等乱象。2013年10月份以来,P2P(个人网贷)行业出现的倒闭潮导致众多投资人无法提现或收回投资,资金安全令人堪忧。结合这一现象,3·15前,《京华时报》联合手机腾讯网开展了一项“3·15互联网金融”体验调查。结果显示:51.8%的人参加过互联网金融产品的投资,其中94.2%的人认为互联网金融产品的消费体验好于传统金融产品。同时,也有47.9%的人对互联网金融存在不满,大部分人认为安全性低
Since 2013, the Internet finance industry has enjoyed a booming growth. However, due to the lack of regulation, there have also been chaos in the industry such as fraud, running roads, self-financing and capital pool. Since October 2013, the tide of bankruptcy in the P2P (personal loan) industry has caused many investors unable to withdraw or recover their investments, making the fund safety worrying. Combined with this phenomenon, 3.15 before “Jinghua Times” in conjunction with mobile phone Tencent launched a “3.15 Internet Finance ” experience survey. The results showed that: 51.8% of people participated in the investment of Internet financial products, 94.2% of them think that the consumption experience of Internet financial products is better than that of traditional financial products. At the same time, 47.9% of the people are dissatisfied with Internet finance, and most people think that the security is low