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农户离乡跨地区到异地从事种养殖等农业生产,农村信用社贷款给农户在异地从事农业生产,当农户贷款增多或农户异地生产增加的情况下,当地信用社或金融机构对这部分贷款将面临较高的管理成本或管理难度,农村信用社或金融机构如何克服瓶颈进行信贷创新,更好的支持在异地从事农业生产的农户是本文的探索的要点。
Farmers from different regions across the region to engage in farming and other agricultural production, rural credit cooperatives to farmers engaged in agricultural production in different places, when farmers increase the number of farmers or farmers to increase production of off-site, the local credit cooperatives or financial institutions to this part of the loan In the face of higher management cost or difficulty in management, how rural credit cooperatives or financial institutions can overcome credit bottlenecks in credit innovation and better support rural households engaged in agricultural production are the main points of this paper.